Insurance claims and policy processing clerks: Salary, Job Outlook, Education and Career Path

Process new insurance policies, modifications to existing policies, and claims forms. Obtain information from policyholders to verify the accuracy and completeness of information on claims forms, applications and related documents, and company records. Update existing policies and company records to reflect changes requested by policyholders and insurance company representatives.

Short answer: Insurance claims and policy processing clerks earn a national median annual wage of $49,230 (BLS, May 2025). Employment is projected to change -1.9% from 2025 to 2035 (all occupations: +3.5%), with about 17,500 openings per year. The typical entry credential is high school diploma or equivalent.

Median annual wage
$49,230
May 2025 Verified data
Projected change
-1.9%
2025 to 2035 Official projection
Openings per year
17,500
Average, 2025 to 2035 Official projection
Employment
214,260
OEWS, May 2025 Verified data

Insurance claims and policy processing clerks salary

$0$20K$40K$60KUnited States$49,230
National annual wages for insurance claims and policy processing clerks, May 2025: 10th percentile $37,560, 25th $44,270, median $49,230, 75th $60,490, 90th $73,590. The bar spans the 25th to 75th percentile, the thin line spans the 10th to 90th percentile, and the red mark is the median.
MeasureAnnualHourly
10th percentile$37,560$18.06
Median (50th percentile)$49,230$23.67
Mean (average)$52,920$25.44
90th percentile$73,590$35.38

These wages describe everyone employed in the occupation, from new entrants to experienced workers. They are not starting salaries and not earnings of graduates from any particular program. Verified data

Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025, National. May 2025 reference period. Published April 30, 2026. Retrieved October 18, 2026. Methodology.

Insurance claims and policy processing clerks pay by state and metro area

$30.9K$60.6K
Median annual wage for insurance claims and policy processing clerks by state, May 2025. Highest: New Hampshire at $60,650. States in gray have no published estimate.
Table: median wage and employment for all 51 states and territories
StateMedian10th pct90th pctEmploymentLocation quotient
Alabama$38,140$34,610$58,8202,1100.72
Alaska$48,740$34,270$59,870400.09
Arizona$50,530$40,270$60,8208,3501.87
Arkansas$45,220$38,430$59,6901,5000.83
California$56,800$40,280$77,28023,4700.94
Colorado$58,660$45,780$74,7301,3800.35
Connecticut$59,760$47,450$79,6702,4301.04
Delaware$49,990$40,180$63,2807201.07
Florida$47,130$37,440$70,37015,9201.16
Georgia$46,590$37,850$70,2006,3700.95
Hawaii$47,420$39,150$61,8403800.44
Idaho$47,200$36,380$65,9805800.49
Illinois$48,440$38,520$65,5809,0601.08
Indiana$49,240$38,190$74,4505,1901.18
Iowa$46,430$38,270$59,5302,8201.31
Kansas$47,960$39,240$62,4908000.41
Kentucky$48,330$40,830$70,2203,0301.1
Louisiana$46,800$33,280$61,3001,7400.65
Maine$58,890$42,470$80,8501,7101.94
Maryland$47,070$31,200$76,7601,2000.32
Massachusetts$52,910$44,390$72,1804,8200.96
Michigan$47,860$29,710$65,9006,4101.06
Minnesota$58,030$48,110$72,0903,5800.88
Mississippi$43,840$30,740$70,1201,5400.96
Missouri$46,010$30,590$67,0104,5101.11
Montana$50,890$39,520$72,5803600.5
Nebraska$48,490$38,850$62,3902,5201.78
Nevada$48,300$40,420$62,3902,8801.35
New Hampshire$60,650$43,810$83,1408200.87
New Jersey$59,810$47,070$77,1305,0000.85
New Mexico$41,700$36,440$59,1509200.77
New York$57,790$44,980$76,8708,1200.61
North Carolina$48,130$38,560$72,7006,5700.96
North Dakota$48,390$39,290$66,4105500.93
Ohio$48,380$39,720$63,39011,1601.46
Oklahoma$48,650$36,030$66,1401,5300.65
Oregon$50,890$39,600$65,7902,6400.97
Pennsylvania$49,420$37,920$71,2007,0200.84
Puerto Rico$30,910$25,700$41,5001,9201.49
Rhode IslandData unavailable7101.02
South Carolina$44,650$37,380$61,4504,1101.3
South Dakota$45,610$34,410$54,9001,0201.62
Tennessee$45,720$33,220$63,7305,4701.21
Texas$49,880$36,460$78,01024,4701.26
Utah$47,120$33,860$70,0701,8800.79
Vermont$49,260$45,310$61,3703900.92
Virginia$46,430$28,420$62,0005,9501.05
Washington$60,220$44,290$82,5003,7300.76
West Virginia$44,740$34,840$59,9801,3301.38
Wisconsin$49,170$37,960$64,1705,1401.27
Wyoming$46,870$34,620$57,4401700.44

A location quotient above 1 means the occupation is more concentrated in that state than in the nation overall.

Metro areas with the most jobs

New York-Newark-Jersey City, NY-NJ7,700
Los Angeles-Long Beach-Anaheim, CA7,500
Dallas-Fort Worth-Arlington, TX7,100
Phoenix-Mesa-Chandler, AZ6,770
Chicago-Naperville-Elgin, IL-IN5,460
Austin-Round Rock-San Marcos, TX3,450
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD3,450
Miami-Fort Lauderdale-West Palm Beach, FL3,350
Atlanta-Sandy Springs-Roswell, GA3,240
Tampa-St. Petersburg-Clearwater, FL3,130

Highest paying metro areas

Manchester-Nashua, NH$67,170
San Francisco-Oakland-Fremont, CA$64,260
San Jose-Sunnyvale-Santa Clara, CA$62,900
Hartford-West Hartford-East Hartford, CT$62,310
Appleton, WI$62,170
Santa Maria-Santa Barbara, CA$61,460
Santa Rosa-Petaluma, CA$61,410
Olympia-Lacey-Tumwater, WA$61,390
Seattle-Tacoma-Bellevue, WA$61,120
Sacramento-Roseville-Folsom, CA$60,740
Among metro areas with at least 100 workers in this occupation.
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025, State. May 2025 reference period. Published April 30, 2026. Retrieved October 18, 2026. Methodology.
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025, Metropolitan areas. May 2025 reference period. Published April 30, 2026. Retrieved October 18, 2026. Methodology.

Job outlook for insurance claims and policy processing clerks

2025 (actual)239,1002035 (projected)234,700
BLS projects employment of insurance claims and policy processing clerks to go from 239,100 in 2025 to 234,700 in 2035, a change of -1.9% (-4,400 jobs). All occupations are projected to grow +3.5%.
  • Average annual openings, 2025 to 2035: 17,500. Openings include new jobs plus replacement needs when workers retire or leave the occupation. Official projection
  • Share of workers who are self-employed (2025): 0.4%.
  • Read the official BLS Occupational Outlook Handbook profile.

These are official BLS projections. ConnectPrep does not alter them or present its own forecasts as official statistics.

Source: U.S. Bureau of Labor Statistics, Employment Projections, Table 1.2: Occupational projections, 2025-35, and worker characteristics, 2025. Base year 2025, projected year 2035. Published August 27, 2026. Retrieved October 18, 2026. Methodology.

Education and training for insurance claims and policy processing clerks

Typical entry education
High school diploma or equivalent
Related work experience
None
On-the-job training
Moderate-term on-the-job training
O*NET Job Zone
Job Zone 1-2: Very Little to Some Preparation Needed

Highest education of people working in this occupation

Less than high school2%
High school diploma25.1%
Some college, no degree30.8%
Associate's degree15.1%
Bachelor's degree21.7%
Master's degree4.3%
Doctoral or professional1.1%
Share of workers age 25 and over by highest education completed, 2023-24. The most common level is some college (30.8%).
Source: U.S. Bureau of Labor Statistics, Employment Projections, Education and training tables 5.1 to 5.4. Attainment 2023-24 (ACS); wages 2025; projections 2025-35. Published August 27, 2026. Retrieved October 18, 2026. Methodology.

O*NET describes this preparation level as: Usually requires a high school diploma or GED, though some occupations may not.

Degrees and programs that lead to this career

Programs officially mapped to this occupation in the NCES and BLS CIP to SOC crosswalk. A mapping means the program commonly prepares students for the occupation, not that every graduate works in it. Official crosswalk

Source: National Center for Education Statistics and U.S. Bureau of Labor Statistics, CIP 2020 to SOC 2018 Crosswalk. CIP 2020 and SOC 2018 taxonomies. Published April 30, 2020. Retrieved October 18, 2026. Methodology.

Skills, knowledge, and daily work

Most important skills

Reading Comprehension3.5
Speaking3.4
Active Listening3.3
Critical Thinking3.3
Writing3.1
Monitoring3.0
Active Learning2.6
Learning Strategies2.6
O*NET importance rating on a 1 to 5 scale.

Most important knowledge areas

Customer and Personal Service4.2
Administrative3.9
English Language3.6
Computers and Electronics3.0
Mathematics2.9
Administration and Management2.4
Communications and Media2.2
Production and Processing2.2
O*NET importance rating on a 1 to 5 scale.

Typical tasks

  • Prepare insurance claim forms or related documents, and review them for completeness.
  • Calculate amount of claim.
  • Post or attach information to claim file.
  • Transmit claims for payment or further investigation.
  • Contact insured or other involved persons to obtain missing information.
  • Review insurance policy to determine coverage.
  • Process and record new insurance policies and claims.
  • Organize or work with detailed office or warehouse records, using computers to enter, access, search or retrieve data.

Technology skills

  • Microsoft Excel (in demand)
  • Microsoft Office software (in demand)
  • Microsoft Outlook (in demand)
  • Microsoft PowerPoint (in demand)
  • Microsoft Word (in demand)
  • Microsoft Access (hot technology)
  • Microsoft Windows (hot technology)
  • Account management software
  • Alpha Software Alpha Five
  • Automated information system software
  • Billing software
  • Claim processing system software
  • Database software
  • GroupMe
  • Healthcare common procedure coding system HCPCS
  • IBM Check Processing Control System CPSC

Transferable skills for career changers: Time Management, Social Perceptiveness, Coordination, Service Orientation, Complex Problem Solving, Judgment and Decision Making.

Common job titles: Claims Adjudicator, Claims Analyst, Claims Clerk, Claims Customer Service Representative (Claims CSR), Claims Processor, Claims Representative (Claims Rep), Claims Technician (Claims Tech), Insurance Analyst, Policy Analyst, Underwriting Assistant.

This page includes information from the O*NET 31.0 Database by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA). Used under the CC BY 4.0 license. O*NET is a trademark of USDOL/ETA. ConnectPrep has modified all or some of this information. USDOL/ETA has not approved, endorsed, or tested these modifications.
Source: National Center for O*NET Development for USDOL/ETA, O*NET 31.0 Database (August 2026 release). Database release 31.0, August 2026; element dates vary by occupation. Published August 25, 2026. Retrieved October 18, 2026. Methodology.

Is it worth it? Model the cost of getting there

Use the ROI calculator to compare the cost of the education this career usually requires against staying on your current path. It starts from the official wage distribution above, and you can change every assumption.

Frequently asked questions

How much do insurance claims and policy processing clerks make?

The national median annual wage for insurance claims and policy processing clerks was $49,230 in May 2025, according to the BLS Occupational Employment and Wage Statistics program. The lowest paid 10 percent earned less than $37,560 and the highest paid 10 percent earned more than $73,590. These figures cover all workers in the occupation, not only new entrants.

What education do insurance claims and policy processing clerks need?

BLS lists high school diploma or equivalent as the typical education needed to enter this occupation, with none of related work experience and moderate-term on-the-job training on-the-job training typically needed to become competent.

Is insurance claims and policy processing clerks a growing career?

BLS projects employment of insurance claims and policy processing clerks to change -1.9% from 2025 to 2035, compared with +3.5% for all occupations. About 17,500 openings are projected each year on average, including openings from workers who retire or change occupations.

Which states pay insurance claims and policy processing clerks the most?

By median annual wage in May 2025, the highest paying states were New Hampshire ($60,650), Washington ($60,220), New Jersey ($59,810). Pay differences partly reflect differences in living costs.

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