Financial examiners: Salary, Job Outlook, Education and Career Path

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

Short answer: Financial examiners earn a national median annual wage of $94,160 (BLS, May 2025). Employment is projected to change +9.3% from 2025 to 2035 (all occupations: +3.5%), with about 4,500 openings per year. The typical entry credential is bachelor's degree.

Median annual wage
$94,160
May 2025 Verified data
Projected change
+9.3%
2025 to 2035 Official projection
Openings per year
4,500
Average, 2025 to 2035 Official projection
Employment
67,830
OEWS, May 2025 Verified data

Financial examiners salary

$0$50K$100K$150KUnited States$94,160
National annual wages for financial examiners, May 2025: 10th percentile $56,230, 25th $70,660, median $94,160, 75th $129,600, 90th $174,200. The bar spans the 25th to 75th percentile, the thin line spans the 10th to 90th percentile, and the red mark is the median.
MeasureAnnualHourly
10th percentile$56,230$27.04
Median (50th percentile)$94,160$45.27
Mean (average)$106,240$51.08
90th percentile$174,200$83.75

These wages describe everyone employed in the occupation, from new entrants to experienced workers. They are not starting salaries and not earnings of graduates from any particular program. Verified data

Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025, National. May 2025 reference period. Published April 30, 2026. Retrieved October 18, 2026. Methodology.

Financial examiners pay by state and metro area

$37.5K$199K
Median annual wage for financial examiners by state, May 2025. Highest: District of Columbia at $198,720. States in gray have no published estimate.
Table: median wage and employment for all 50 states and territories
StateMedian10th pct90th pctEmploymentLocation quotient
Alaska$90,530$57,550$128,410500.32
Arizona$80,260$60,000$129,3001,9101.35
Arkansas$57,590$46,630$125,8405400.94
California$106,000$66,680$175,1404,2000.53
Colorado$99,610$64,770$169,4001,9101.53
Connecticut$120,530$61,660$210,270
Delaware$92,390$57,790$162,7604302.01
District of Columbia$198,720$84,050$256,8204701.52
Florida$76,230$49,190$129,0904,1900.97
Georgia$77,710$53,100$166,5401,4500.68
Hawaii$62,720$49,440$96,5502700.98
Idaho$85,260$58,060$156,1902100.57
Illinois$93,150$59,800$167,2704,0501.52
Indiana$81,300$47,960$157,0404200.3
Iowa$80,370$55,650$149,1601,0201.51
Kansas$80,420$55,330$147,9904700.75
Kentucky$76,260$50,400$135,5706400.73
Louisiana$84,310$50,800$164,3002400.28
Maine$80,840$53,910$145,1102300.83
Maryland$102,980$61,980$165,7803500.29
Massachusetts$111,110$68,520$187,9109500.6
Michigan$71,050$50,310$121,6207100.37
Minnesota$104,260$65,950$156,7101,2801
Mississippi$85,430$44,990$137,8804200.83
Missouri$79,990$48,140$148,4002,2901.79
Montana$80,970$50,440$156,9901400.63
Nebraska$74,460$49,490$127,0008401.88
Nevada$84,650$50,750$131,2101800.27
New Hampshire$80,810$59,220$203,8401300.44
New Jersey$106,410$72,800$205,0302,1901.17
New Mexico$67,950$49,460$107,1702200.59
New York$128,920$70,710$216,09013,4803.19
North Carolina$100,730$64,760$166,1102,6101.21
North Dakota$82,640$60,560$128,6702201.16
Ohio$69,040$46,960$127,7103,6801.52
Oklahoma$80,760$46,280$151,6204000.53
Oregon$94,630$63,170$128,4808200.96
Pennsylvania$78,500$56,420$137,7702,5900.98
Puerto Rico$37,470$31,440$69,9901,2703.11
Rhode Island$94,130$60,930$160,3503201.48
South Carolina$86,440$52,530$164,2604800.48
South Dakota$88,690$54,790$162,9701500.78
Tennessee$87,110$51,170$160,7105000.35
Texas$78,140$51,400$137,2605,2300.85
Utah$92,000$55,000$155,4409601.27
Vermont$74,680$64,090$113,3801701.28
Virginia$104,060$62,310$176,2901,2800.71
Washington$113,700$74,690$172,3004200.27
West Virginia$60,590$40,980$105,6102400.78
Wisconsin$86,320$64,490$149,1205800.45

A location quotient above 1 means the occupation is more concentrated in that state than in the nation overall.

Metro areas with the most jobs

New York-Newark-Jersey City, NY-NJ13,400
Chicago-Naperville-Elgin, IL-IN3,160
Dallas-Fort Worth-Arlington, TX2,240
Phoenix-Mesa-Chandler, AZ1,770
Charlotte-Concord-Gastonia, NC-SC1,670
Los Angeles-Long Beach-Anaheim, CA1,630
Denver-Aurora-Centennial, CO1,550
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD1,380
Cleveland, OH1,320
San Juan-Bayamon-Caguas, PR1,180

Highest paying metro areas

Washington-Arlington-Alexandria, DC-VA-MD-WV$157,560
New York-Newark-Jersey City, NY-NJ$133,380
San Francisco-Oakland-Fremont, CA$131,820
San Jose-Sunnyvale-Santa Clara, CA$123,750
Seattle-Tacoma-Bellevue, WA$122,230
Hartford-West Hartford-East Hartford, CT$114,860
San Diego-Chula Vista-Carlsbad, CA$106,090
Los Angeles-Long Beach-Anaheim, CA$106,000
Olympia-Lacey-Tumwater, WA$105,600
Charlotte-Concord-Gastonia, NC-SC$105,240
Among metro areas with at least 100 workers in this occupation.
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025, State. May 2025 reference period. Published April 30, 2026. Retrieved October 18, 2026. Methodology.
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025, Metropolitan areas. May 2025 reference period. Published April 30, 2026. Retrieved October 18, 2026. Methodology.

Job outlook for financial examiners

2025 (actual)70,0002035 (projected)76,500
BLS projects employment of financial examiners to go from 70,000 in 2025 to 76,500 in 2035, a change of +9.3% (+6,500 jobs). All occupations are projected to grow +3.5%.
  • Average annual openings, 2025 to 2035: 4,500. Openings include new jobs plus replacement needs when workers retire or leave the occupation. Official projection
  • Read the official BLS Occupational Outlook Handbook profile.

These are official BLS projections. ConnectPrep does not alter them or present its own forecasts as official statistics.

Source: U.S. Bureau of Labor Statistics, Employment Projections, Table 1.2: Occupational projections, 2025-35, and worker characteristics, 2025. Base year 2025, projected year 2035. Published August 27, 2026. Retrieved October 18, 2026. Methodology.

Education and training for financial examiners

Typical entry education
Bachelor's degree
Related work experience
None
On-the-job training
Long-term on-the-job training
O*NET Job Zone
Job Zone Four: Considerable Preparation Needed

Highest education of people working in this occupation

Less than high school0.4%
High school diploma11.3%
Some college, no degree8.2%
Associate's degree4.5%
Bachelor's degree48.5%
Master's degree24.6%
Doctoral or professional2.5%
Share of workers age 25 and over by highest education completed, 2023-24. The most common level is a bachelor's degree (48.5%).
Source: U.S. Bureau of Labor Statistics, Employment Projections, Education and training tables 5.1 to 5.4. Attainment 2023-24 (ACS); wages 2025; projections 2025-35. Published August 27, 2026. Retrieved October 18, 2026. Methodology.

O*NET describes this preparation level as: Most of these occupations require a four-year bachelor's degree, but some do not.

Degrees and programs that lead to this career

Programs officially mapped to this occupation in the NCES and BLS CIP to SOC crosswalk. A mapping means the program commonly prepares students for the occupation, not that every graduate works in it. Official crosswalk

Source: National Center for Education Statistics and U.S. Bureau of Labor Statistics, CIP 2020 to SOC 2018 Crosswalk. CIP 2020 and SOC 2018 taxonomies. Published April 30, 2020. Retrieved October 18, 2026. Methodology.

Skills, knowledge, and daily work

Most important skills

Reading Comprehension4.1
Critical Thinking4.1
Active Listening4.0
Writing4.0
Speaking4.0
Monitoring3.9
Mathematics3.6
Active Learning3.6
O*NET importance rating on a 1 to 5 scale.

Most important knowledge areas

English Language4.3
Economics and Accounting4.1
Law and Government3.2
Mathematics3.1
Administration and Management3.0
Computers and Electronics2.6
Administrative2.5
Customer and Personal Service2.4
O*NET importance rating on a 1 to 5 scale.

Typical tasks

  • Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings.
  • Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions.
  • Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions.
  • Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts.
  • Investigate activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency.
  • Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities.
  • Plan, supervise, and review work of assigned subordinates.
  • Review audit reports of internal and external auditors to monitor adequacy of scope of reports or to discover specific weaknesses in internal routines.

Technology skills

  • Microsoft Excel (in demand)
  • Microsoft Office software (in demand)
  • Microsoft Outlook (in demand)
  • Microsoft PowerPoint (in demand)
  • Microsoft Word (in demand)
  • Microsoft Access (hot technology)
  • Microsoft Project (hot technology)
  • Microsoft SharePoint (hot technology)
  • Microsoft Visio (hot technology)
  • Microsoft Windows (hot technology)
  • R (hot technology)
  • SAP software (hot technology)
  • Structured query language SQL (hot technology)
  • ACL Analytics
  • Auditing software
  • Financial compliance software

Transferable skills for career changers: Complex Problem Solving, Judgment and Decision Making, Social Perceptiveness, Coordination, Systems Analysis, Systems Evaluation.

Common job titles: Bank Examiner, Bank Secrecy Act Anti-Money Laundering Officer (BSA/AML Officer), Community Reinvestment Act Officer (CRA Officer), Compliance Analyst, Compliance Specialist, Credit Union Examiner, Credit Union Field Examiner, Examining Officer, Internal Auditor.

This page includes information from the O*NET 31.0 Database by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA). Used under the CC BY 4.0 license. O*NET is a trademark of USDOL/ETA. ConnectPrep has modified all or some of this information. USDOL/ETA has not approved, endorsed, or tested these modifications.
Source: National Center for O*NET Development for USDOL/ETA, O*NET 31.0 Database (August 2026 release). Database release 31.0, August 2026; element dates vary by occupation. Published August 25, 2026. Retrieved October 18, 2026. Methodology.

Is it worth it? Model the cost of getting there

Use the ROI calculator to compare the cost of the education this career usually requires against staying on your current path. It starts from the official wage distribution above, and you can change every assumption.

Frequently asked questions

How much do financial examiners make?

The national median annual wage for financial examiners was $94,160 in May 2025, according to the BLS Occupational Employment and Wage Statistics program. The lowest paid 10 percent earned less than $56,230 and the highest paid 10 percent earned more than $174,200. These figures cover all workers in the occupation, not only new entrants.

What education do financial examiners need?

BLS lists bachelor's degree as the typical education needed to enter this occupation, with none of related work experience and long-term on-the-job training on-the-job training typically needed to become competent.

Is financial examiners a growing career?

BLS projects employment of financial examiners to change +9.3% from 2025 to 2035, compared with +3.5% for all occupations. About 4,500 openings are projected each year on average, including openings from workers who retire or change occupations.

Which states pay financial examiners the most?

By median annual wage in May 2025, the highest paying states were District of Columbia ($198,720), New York ($128,920), Connecticut ($120,530). Pay differences partly reflect differences in living costs.

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