Theological and Ministerial Studies: earnings, debt, and careers

CIP 39.06. Official graduate outcomes from the U.S. Department of Education across 1,119 programs, and the careers this field is linked to.

Graduate earnings by credential level

$0$50K$100KAssociate's degree$32,486Bachelor's degree$36,786Post-baccalaureate certificate$45,131Master's degree$53,826Doctoral degree$67,958Professional degree (JD, MD, and similar)$58,111Graduate certificate$60,160
National earnings of Theological and Ministerial Studies graduates who were working and not enrolled one year after completing, by credential. Associate's degree: median $32,486; Bachelor's degree: median $36,786; Post-baccalaureate certificate: median $45,131; Master's degree: median $53,826; Doctoral degree: median $67,958; Professional degree (JD, MD, and similar): median $58,111; Graduate certificate: median $60,160. The bar spans the 25th to 75th percentile, the thin line spans the 10th to 90th percentile, and the red mark is the median.
CredentialProgramsGraduates (recent year)Median earnings, 1 yrMedian earnings, 4 yrsTypical program median debt
Undergraduate certificate62258Data unavailable$28,811$16,658
1 programs
Associate's degree63236$32,486$40,367$13,379
1 programs
Bachelor's degree2622,178$36,786$44,535$24,317
22 programs
Post-baccalaureate certificate150$45,131Data unavailableData unavailable
Master's degree3599,461$53,826$61,300Data unavailable
Doctoral degree1591,463$67,958$71,982Data unavailable
Professional degree (JD, MD, and similar)78683$58,111$63,395Data unavailable
Graduate certificate121639$60,160$65,779Data unavailable

National earnings are published by the Department of Education for each field and credential level Verified data. Typical program median debt is ConnectPrep's calculation: the median across programs of each program's median federal debt Calculated estimate. It covers federal loans only.

Source: U.S. Department of Education, College Scorecard, Most Recent Field of Study Data. Varies by measure; see measure definitions. Published October 15, 2026. Retrieved October 18, 2026. Methodology.

Associate's degree programs with the highest early earnings

SchoolMedian earnings, 1 yrMedian earnings, 4 yrsMedian debt
Southeastern University
FL · Private, nonprofit · 99 graduates measured
$31,253$45,142$13,379

Ranked by published median earnings one year after completion. Programs with suppressed earnings do not appear, so this is not a ranking of program quality.

Bachelor's degree programs with the highest early earnings

SchoolMedian earnings, 1 yrMedian earnings, 4 yrsMedian debt
The Master's University and Seminary
CA · Private, nonprofit · 35 graduates measured
$46,919$47,403$18,539
University of Notre Dame
IN · Private, nonprofit · 17 graduates measured
$45,317$54,758$19,200
Moody Bible Institute
IL · Private, nonprofit · 126 graduates measured
$43,621$38,907$20,000
Trinity College of Florida
FL · Private, nonprofit · 19 graduates measured
$40,996Data unavailableData unavailable
Northwest University
WA · Private, nonprofit · 68 graduates measured
$40,408$52,385$25,753
Northwest University-Center for Online and Extended Education
WA · Private, nonprofit · 68 graduates measured
$40,408$52,385$25,753
University of Dallas
TX · Private, nonprofit · 17 graduates measured
$40,129$49,564Data unavailable
Southeastern University
FL · Private, nonprofit · 282 graduates measured
$37,894$44,106$23,900
Benedictine College
KS · Private, nonprofit · 30 graduates measured
$37,784$36,829$21,500
Oral Roberts University
OK · Private, nonprofit · 71 graduates measured
$36,777$45,360$31,000
University of Mary
ND · Private, nonprofit · 22 graduates measured
$36,223Data unavailableData unavailable
Mid-America Christian University
OK · Private, nonprofit · 20 graduates measured
$36,191Data unavailable$43,313
Palm Beach Atlantic University
FL · Private, nonprofit · 21 graduates measured
$35,124$53,398Data unavailable
Franciscan University of Steubenville
OH · Private, nonprofit · 77 graduates measured
$33,568$39,091$24,734
Johnson University Florida
· Private, nonprofit · 45 graduates measured
$33,278Data unavailable$21,650

Ranked by published median earnings one year after completion. Programs with suppressed earnings do not appear, so this is not a ranking of program quality.

Master's degree programs with the highest early earnings

SchoolMedian earnings, 1 yrMedian earnings, 4 yrsMedian debt
Hebrew Union College-Jewish Institute of Religion
NY · Private, nonprofit · 32 graduates measured
$114,148$117,823Data unavailable
Episcopal Theological Seminary of the Southwest
TX · Private, nonprofit · 22 graduates measured
$91,825Data unavailableData unavailable
Luther Seminary
MN · Private, nonprofit · 45 graduates measured
$88,567$81,169Data unavailable
Concordia Seminary
MO · Private, nonprofit · 74 graduates measured
$84,695$97,155Data unavailable
Harding University
AR · Private, nonprofit · 20 graduates measured
$79,289Data unavailableData unavailable
Howard University
DC · Private, nonprofit · 16 graduates measured
$76,040Data unavailableData unavailable
Wartburg Theological Seminary
IA · Private, nonprofit · 68 graduates measured
$75,174$60,439Data unavailable
United Lutheran Seminary
PA · Private, nonprofit · 43 graduates measured
$69,499$75,543Data unavailable
The Master's University and Seminary
CA · Private, nonprofit · 35 graduates measured
$69,234$81,084Data unavailable
Concordia Theological Seminary
IN · Private, nonprofit · 34 graduates measured
$68,124$80,818Data unavailable
The King's University
TX · Private, nonprofit · 24 graduates measured
$65,206$100,714Data unavailable
Louisville Presbyterian Theological Seminary
KY · Private, nonprofit · 17 graduates measured
$65,108$47,542Data unavailable
Luther Rice College & Seminary
GA · Private, nonprofit · 51 graduates measured
$64,324$64,377Data unavailable
University of Dubuque
IA · Private, nonprofit · 17 graduates measured
$63,025$66,039Data unavailable
Drew University
NJ · Private, nonprofit · 23 graduates measured
$62,892Data unavailableData unavailable

Ranked by published median earnings one year after completion. Programs with suppressed earnings do not appear, so this is not a ranking of program quality.

Doctoral degree programs with the highest early earnings

SchoolMedian earnings, 1 yrMedian earnings, 4 yrsMedian debt
Southeastern Baptist Theological Seminary
NC · Private, nonprofit · 28 graduates measured
$118,656$95,347Data unavailable
The Southern Baptist Theological Seminary
KY · Private, nonprofit · 25 graduates measured
$87,278$77,507Data unavailable
Duke University
NC · Private, nonprofit · 31 graduates measured
$73,405$97,542Data unavailable
Virginia Union University
VA · Private, nonprofit · 17 graduates measured
$71,833Data unavailableData unavailable
Drew University
NJ · Private, nonprofit · 28 graduates measured
$67,733Data unavailableData unavailable
Liberty University
VA · Private, nonprofit · 131 graduates measured
$66,084$51,327Data unavailable
University of Chicago
IL · Private, nonprofit · 17 graduates measured
$63,572$83,657Data unavailable
South University-Savannah
GA · Private, for-profit · 19 graduates measured
$57,002$65,166Data unavailable
Regent University
VA · Private, nonprofit · 18 graduates measured
$52,163$62,308Data unavailable
Interdenominational Theological Center
GA · Private, nonprofit · 22 graduates measured
$34,601$53,122Data unavailable

Ranked by published median earnings one year after completion. Programs with suppressed earnings do not appear, so this is not a ranking of program quality.

Professional degree (JD, MD, and similar) programs with the highest early earnings

SchoolMedian earnings, 1 yrMedian earnings, 4 yrsMedian debt
Emory University
GA · Private, nonprofit · 36 graduates measured
$104,559$97,227Data unavailable
Virginia Union University
VA · Private, nonprofit · 30 graduates measured
$64,903$51,836Data unavailable
Grand Canyon University
AZ · Private, for-profit · 56 graduates measured
$57,988$46,690Data unavailable
Andrews University
MI · Private, nonprofit · 60 graduates measured
$57,979$67,739Data unavailable
Columbia International University
SC · Private, nonprofit · 17 graduates measured
$56,984$48,301Data unavailable
Harvard University
MA · Private, nonprofit · 36 graduates measured
$51,675$63,549Data unavailable
Boston University
MA · Private, nonprofit · 46 graduates measured
$49,264$65,938Data unavailable
Pittsburgh Theological Seminary
PA · Private, nonprofit · 22 graduates measured
$45,417$65,713Data unavailable

Ranked by published median earnings one year after completion. Programs with suppressed earnings do not appear, so this is not a ranking of program quality.

Careers linked to Theological and Ministerial Studies

OccupationMedian wage, all workersChange 2025 to 2035Typical entry education
Clergy$60,810+2.4%Bachelor's degree
Religious workers, all other$45,280+1.5%Bachelor's degree
Philosophy and religion teachers, postsecondary$80,260+2.0%Doctoral or professional degree

Occupations mapped to this field in the NCES and BLS CIP to SOC crosswalk. Occupation wages describe all workers, not recent graduates.

Source: National Center for Education Statistics and U.S. Bureau of Labor Statistics, CIP 2020 to SOC 2018 Crosswalk. CIP 2020 and SOC 2018 taxonomies. Published April 30, 2020. Retrieved October 18, 2026. Methodology.
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025, National. May 2025 reference period. Published April 30, 2026. Retrieved October 18, 2026. Methodology.
Source: U.S. Bureau of Labor Statistics, Employment Projections, Table 1.2: Occupational projections, 2025-35, and worker characteristics, 2025. Base year 2025, projected year 2035. Published August 27, 2026. Retrieved October 18, 2026. Methodology.
Detailed CIP codes in this field (5)
  • 39.0601 Theology/Theological Studies
  • 39.0602 Divinity/Ministry
  • 39.0604 Pre-Theology/Pre-Ministerial Studies
  • 39.0605 Rabbinical Studies
  • 39.0699 Theological and Ministerial Studies, Other